The short answer
A VantageScore is a credit scoring model developed by the three national credit reporting companies. It produces a three-digit score, typically ranging from 300 to 850, based on information in your credit reports. Lenders use it to assess credit risk when evaluating applications.
Partner option
Review your credit reports with TransUnion
If you want to check your own credit reports, you can do so directly with TransUnion, one of the national credit reporting companies. This is a commercial option offered separately from our credit education content.
Visit TransUnion to review your credit report (opens in a new tab)
CreditInformation.org participates in affiliate marketing programs through third-party affiliate networks and merchant partner programs. When you click certain links and complete a purchase or sign-up, we may receive a commission at no additional cost to you. This compensation may influence which products or services we mention and where they appear, but it does not change our editorial descriptions or the substance of our educational content. Affiliate relationships are disclosed on the pages where affiliate links appear.